Study: In ten years, twice as many people will take care of relatives
Around ten million people in Germany have at least one dependent in the family. According to a scientific evaluation, this group of affected people will increase drastically in the coming years. This development will be a drastic test for caring relatives, those affected and the social system. The reason for this is the demographic change that is making Germans grow older. This also increases the number of care cases.
Number of people in need of care will double "In ten years, the number of people in Germany who have at least one person to be cared for in the family will more than double." This is the result of a recent study by the Allensbach Institute on behalf of the insurance company "R + V Insurance". There are currently more than ten million family members affected across Germany. According to projections by the insurance company, the number will increase to around 27 million in Germany in 2022.
Mainly women care for relatives About two thirds of family members look after their relatives in need of care themselves. Especially women are already affected above average today. According to the study, they are among the most caring people and more often than men are nursing cases. Typically, the "caregiver" is around 61 years old, married, not working and has two children. Most volunteer caregivers have been supporting their needy family members for over three years. Only 42 percent of caring women work, but the majority only work part-time.
Over half of the women care for a person in need of care for at least three hours every day. 37 percent of working women also spend at least three hours with their relatives. About two thirds of the women surveyed said that they complain of psychological suffering or that the nursing work "puts a lot of strain" on them mentally and physically. 40 percent of women said that caring for their husbands also put a strain on their partnership.
Those affected expect more help from state social security systems Most of those affected call for greater political commitment. 60 percent said that they would like improved compatibility between care and work. In a similar survey study, only 41 percent of the participants expressed this wish. The absolute majority (78 percent) would like more financial and practical support from the state's social systems. 55 percent asked for the same help from their employer.
Most of the participants surveyed indicated that they expected to be cared for by their relatives in the near future and would like to use savings for this task. 61 percent will access savings deposits from those in need of care and around 34 percent will access their own savings book. About 25 percent want to ask for money in closer relatives. A good 32 percent assume that they will have to limit their work financially in the future.
Few have taken out private long-term care insurance. In contrast, very few spend money on private long-term care insurance. Only 23 percent of those surveyed stated that they had taken out additional private insurance. However, the study authors assume that it is often "only a statutory long-term care insurance". This assumption is based on the fact that only about two percent of Germans have taken out such private long-term care insurance. The Association of Private Health Insurance (PKV) recently determined this in an evaluation.
The R + V board member Tillmann Lukosch warned of a "ticking time bomb" in view of the study results. The topic of care has "just as great an explosive force as the much discussed topic of poverty in old age," said Lukosch. People in Germany are getting older, so that the proportion of people in need of care is continuously increasing Development of nursing care into a very big challenge for the social security system in Germany. (Sb)
Massive criticism of nursing bahr
New models of long-term care insurance in demand
Solidarity care instead of private care risk
Rösler plans private supplementary long-term care insurance
The contribution ceiling is lowered
Caring for relatives makes you sick yourself
Image: Rainer Sturm / pixelio.de