Health insurance companies pay homeopathy to the doctor

Health insurance companies pay homeopathy to the doctor

Health insurance companies take care of homeopathy at the doctor

Although homeopathy is not listed in the statutory health insurance benefits catalog, they often cover the costs of alternative medicine. Around 70 percent of the health insurers take on the homeopathic services. However, treatment must be undertaken by a trained doctor.

Homeopathy as a supplement or alternative According to doctors, around 70 percent of statutory health insurance companies now cover the treatment costs for homeopathy with specially trained medical professionals. Cornelia Bajic, chairwoman of the German Central Association of Homeopathic Doctors (DZVhÄ), says: "For health insurance companies, this is probably a marketing tool to set yourself apart from the competition." 90 of the 130 or so statutory funds now cover the costs of homeopathic procedures as Supplement or alternative to conventional medicine is seen. However, homeopathy is not one of the mandatory standard benefits that statutory health insurance must cover. However, they can be offered by the individual health insurers through special contracts or so-called statutory benefits, according to the umbrella organization for statutory health insurance.

No reimbursement of treatment costs by an alternative practitioner According to the Central Association, there are around 7,000 homeopathic doctors in Germany who have completed a homeopathic training course recognized by the state medical associations after completing a degree in conventional medicine and specialist training. The benefits are not recognized by health insurers for alternative practitioners. "Only those who go to a doctor who also offers homeopathy will be reimbursed for their treatment costs," confirms a spokesman.

Controversial effect The assessment of homeopathy by scientific medicine is far from the positive image of the healing method. The assumption that the effectiveness of a drug is potentiated, i.e. multiplied, by dilution is particularly criticized. However, many critics also see the power of suggestion, the so-called placebo effect. So an agent that contains no or only tiny traces of an active ingredient helps those who believe in its effectiveness.

Sugar pellets Homeopathy was founded in 1796 by the German doctor Samuel Hahnemann. The most important basic assumption is the principle of similarity, which he formulated as follows: "Similar things should be healed by similar things." A lot has changed since then, but the essentials have been retained. Vegetable, animal or mineral substances are first brought into a liquid or powdered form and then mixed with a carrier substance and thereby diluted. The well-known “sugar balls” are created. Basically, homeopathy assumes that a disease can be treated with a small dose of a natural product, which leads to similar symptoms in a healthy person in larger doses. However, it also applies that homeopathic therapy cannot replace intensive care treatment. In case of doubt, the professional advice of a doctor should never be dispensed with. (ag)

Picture: Dr. Leonora Schwarz /

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